First Republic Program Terms

Terms and Conditions

First Republic Referral Program

Student Loan Refinancing is not a student loan. The terms of this product may differ from the terms of your current loan. For example, this product does not contain special features such as forbearance periods and income-based repayment plans available for student loans. Applicants should discuss loan terms and conditions with their banker and contact their legal and financial advisors for advice on deciding whether this is the right product for them.

This is not a commitment to lend or extend credit. All loans are subject to the Bank's underwriting standards. Additional information may be required for verification of documents provided. Applicants must meet a First Republic banker in person to complete account opening paperwork. This can be done at any First Republic Preferred Banking Office.

APR = Annual Percentage Rates Effective as of February 15, 2019 and are subject to change.

By participating in the Student Loan Refinancing referral program, the applicant will be aware that the referrer is a client of First Republic Bank, and the referrer may become aware of whether or not the applicant becomes a client.

There is no limit to the number of referral bonuses a referrer can receive. To be eligible, a referrer must maintain a First Republic checking account. Payment amounts will be based on the number of new loans approved and funded. The bonus amount is reportable in the year it is credited. Please consult your tax professional regarding the tax implications of this bonus.

The person referring will receive their bonus when their friend's loan is approved and funded. First Republic Bank checking account must be open at time of payment. The referral bonus will be credited once the loan has been funded.

The person referred will receive a $300 bonus when their loan is approved and funded. First Republic Bank checking account must be open at time of payment. The referral bonus will be credited once the loan has been funded. One referral per household.

This offer is nontransferable and is only available to First Republic Bank clients. The contents of this email cannot be reproduced or redistributed, online or physically, without First Republic's consent. Cannot be used in conjunction with any other offer.

Employees of First Republic Bank and their immediate family members are not eligible.

Student loan refinancing referral promotion applies only to loans approved and funded through September 27th, 2019.

First Republic Bank reserves the right to modify or discontinue products and benefits at any time without notice.

We reserve the right to modify or amend at any time these Terms and Conditions and the methods through which rewards are earned.

Student Loan Refinancing is not available in all markets. For a complete list of locations, visit our locations page.

Deposit and loan products are offered by First Republic Bank, Member FDIC and Equal Housing Lender